Get paid faster when you need
it most 

the only Accounts Receivable
collection tool for SMEs powered
by automated early payment discounts

Get early access

Discount

Payment date

Invoice #1023
EUR 23 549

EARLY PAYMENT DISCOUNT

-$540

-$270

-$200

04/05/2025

09/06/2025

18/06/2025

WHAT DATE WORKS BEST?

Month

Payment confirmed

About

Boost early payments with dynamic incentives
tailored to every invoice and payment date

Smart Reminders

Interactive invoice follow-up emails with individual discount offers

Buyer Scoring

Data-driven discounts optimized for every Buyer profile

Customisable Workflows

Reward logic and notification rules for different customer subsets

Nearly one in four SMEs face financial difficulties or even bankruptcy as a result of overdue invoices

Increase customer loyalty while reducing
late payments stress for your business

53% of businesses tolerate uncomfortable payment terms to keep customers happy*

Moreover, 60% of B2B invoices still end up overdue - leaving SMEs exposed to cash flow risks and growth constraints

*"European Payment Report", Intrum 2023 (c)

Make paying you early
an easy choice

Your clients can pick any date before the invoice is due and instantly lock in a tailored early payment discount -

no sign-up or onboarding needed,
no change to the payment method

Our special offer

Just like when you are choosing flight tickets

Choose the cheapest date to pay

Offer easy-to-use payment incentives integrated with payment reminders

Measure the costs associated with credit terms and payment delays

Use data to customise incentives and make them work for your clients

1-day setup and no card required,
start offering discounts right away

1 Sync AR data

Easy onboarding for you,
no onboarding for your customers

2 Set incentive and payment rules

Incentivise payments on particular dates through dynamically updated discounts

3 Customise
AR workflows

Use automated scenarios, custom policies and seasonality patterns

4 Control AR and get paid when you need it most

Schedule a discovery call

Feedback

“Oteero exceeded our expectations. Now, when we get a payment confirmation, we know exactly when we’ll be paid.
It’s also made matching payments easier and helped us cut down on FX risk”  

Alex P., GL Europe

“Oteero lets us pay on our own schedule and still take advantage of early payment discounts.
It’s flexible and works for us” 

 Norbert V., Cornico

Oteero helps B2B suppliers manage accounts receivable and get paid faster leveraging automated data-driven early payment discounts

Get paid faster when you need it most

the only Accounts Receivable collection tool for SMEs powered by automated early payment discounts

EARLY PAYMENT DISCOUNT

WHAT DATE WORKS BEST?

Boost early payments with dynamic incentives tailored to every invoice and payment date

Smart Reminders

Buyer Scoring

Customisable Workflows

Nearly one in four SMEs face financial difficulties or even bankruptcy as a result of overdue invoices

Increase customer loyalty while reducing late payments stress for your business

53% of businesses tolerate uncomfortable payment terms to keep customers happy* Moreover, 60% of B2B invoices still end up overdue - leaving SMEs exposed to cash flow risks and growth constraints

Make paying you early an easy choice

Your clients can pick any date before the invoice is due and instantly lock in a tailored early payment discount - no sign-up or onboarding needed, no change to the payment method

Offer easy-to-use payment incentives integrated with payment reminders

Measure the costs associated with credit terms and payment delays

Use data to customise incentives and make them work for your clients

1-day setup and no card required, start offering discounts right away

1

Sync AR data

2

Set incentive and payment rules

Incentivise payments on particular dates through dynamically updated discounts

3

Customise AR workflows

Use automated scenarios, custom policies and seasonality patterns

4

Control AR and get paid when you need it most

Feedback

“Oteero exceeded our expectations. Now, when we get a payment confirmation, we know exactly when we’ll be paid. It’s also made matching payments easier and helped us cut down on FX risk”

“Oteero lets us pay on our own schedule and still take advantage of early payment discounts. It’s flexible and works for us”

Oteero helps B2B suppliers manage accounts receivable and get paid faster leveraging automated data-driven early payment discounts

Imagine if all your clients paid on delivery

Unlock working capital without hiring additional staff Invest in growth

Kick off a new project

Invest in Advertising & Marketing

Pay a dividend

Pay early to suppliers & reduce costs

Have questions? We're here to help